The Vitebsk Regional Directorate of the Social Protection Fund of the Ministry of Labor and Social Protection informs

In accordance with Decree No. 367 "On voluntary insurance of an additional funded pension", starting from October 1, 2022, employed citizens who have at least 3 years remaining until they reach the generally established retirement age have the opportunity to accumulate additional pension savings with state financial support. How to do it:

conclude an insurance contract for an additional funded pension with the state enterprise "Stravita";
select a pension contribution rate – from 2% to 13% of the accrued salary, of which:

from 1% to 10% – is withheld from the employee;
from 1% to 3% – is paid by the employer;

notify the employer about the conclusion of an additional funded pension insurance contract by submitting an application for withholding an insurance premium, which is to be paid from the employee's funds;
determine the payout period for your additional pension – within 5 or 10 years after reaching the generally established retirement age.

Key advantages:

financial independence – pension payments will not be limited to the state pension only;
personal control over savings – the amount of the monthly insurance premium can be changed depending on the financial situation or temporarily suspended;
savings are protected by the state from inflation and are invested in reliable assets, allowing savings to grow faster than with regular bank deposits;
receiving a tax benefit – a tax deduction of 13% of the amount of paid insurance premiums, which is returned to the employee from the paid income tax;
financial discipline – the contract helps to systematically set aside money, turning it into a useful habit;
inheritance of pension savings in case of the employee's death – the accumulated savings are paid to heirs in a lump sum.

In the Vitebsk region, the number of participants in the voluntary insurance program for an additional funded pension with state financial support is growing.

853 enterprises and organizations make insurance premium contributions to the RUE "Stravita" to the personal accounts of 5,829 employees.

Among the regions of the oblast, the leaders in the number of employees who are forming additional pension savings are the city of Novopolotsk – (1,759 participants), Oktyabrsky district of Vitebsk city (1,107 participants), Orshansky district – (725 participants), and Polotsky district – (607 participants).

Top 5 enterprises whose employees actively participate in the pension program: OJSC "Naftan", RUE

"Vitebskenergo", OJSC "Polotsk-Steklovolokno", UP "Vitebskoblgaz", Branch of RUE "Belgosstrakh" for the Vitebsk Oblast".

Vitebsk Regional Department of the Social Protection Fund of the Population of the Ministry of Labor and Social Protection